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Savings, CDs & Money Market Accounts

Your individual needs determine the features of an account that is best for you. We offer a number of options. Please contact one of our Relationship Bankers to discuss which savings plan is right for you.

Account Features

Savings

CD and
IRA CD

Money Market

Opening Balance Requirement $100

Full-time students and minors - $25

$2,000$1,000
Maintenance Fee

None with average daily balance of $250

Otherwise $6/quarter

Penalty for early withdrawal

None with minimum daily balance of $1,000

Otherwise $10/month

Mailed Statement Fee

$5/month

$10/month with check images

N/A

$5/month

$10/month with check images
BenefitsInterest paid on all balancesFixed interest rates for the termLiquidity and convenience
Features 6 free withdrawals per month

$5 fee per excessive withdrawal

CD terms: 60 days to 5 years

IRA CD: 12/15/18/24/30/36/48 or 60 months

6 free withdrawals per month

$5 fee per excessive withdrawal

LOCATIONS

CHICAGO

847-354-6220

CRYSTAL LAKE

815-479-8600

HUNTLEY

847-669-0777

MCHENRY

815-385-5556

WOODSTOCK

815-338-2300