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Commercial Loan Solutions

Our full range of loan solutions are delivered by experienced and responsive commercial bankers.

Creative, Flexible, Lending Solutions

  • Working Capital Lines of Credit                               
  • Short- and Long-term Lending Options
  • Equipment Financing
  • Construction Financing
  • Acquisition Financing
  • Commercial Real Estate Loans
  • SBA 7A Loans
  • SBA 504 Loans

Revolving Line of Credit

For short-term working capital needs, our revolving line of credit is ideal for financing accounts receivable and inventory. Learn More.

Term Loans

Whether you're financing equipment, vehicles, facility enhancements, or a business expansion, we offer competitive and flexible solutions to fit your needs. Learn More.

Construction Loans

When it's time to grow your business by expanding your existing facility or building a new one, we can help with custom financing solutions. We have experience in helping businesses manage the complex financial challenges these projects present. Learn More.

Commercial Real Estate

Finance the purchase or construction of owner occupied or investment real estate. Learn More.

Overdraft Protection

Avoid the inconvenience, expense, and possible embarrassment of checking account overdrafts. With overdraft protection, transfers are made automatically from your line of credit to your checking account.

Small Business Administration (SBA) Loans

American Community Bank & Trust offers a variety of SBA loans that can be instrumental in helping businesses achieve their goals using flexible financing packages. Learn More.

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