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Commercial Loan Solutions

Financing Solutions Built for Business Owners

No matter the size or type of your business, it's important to have a lending partner you can trust to have your business's best interest in mind. American Community Bank & Trust's commercial lending team has been serving business owners throughout Chicagoland since 2000. We're here to provide you with the right commercial loan solution to meet the unique needs of your business. Whether you're expanding and need more capital, or a line of credit to maintain cash flow, our lenders will work with you to provide a loan with competitive rates and the right terms. From large corporations to small businesses, we're ready to work with you. If you're ready to discuss your business's lending needs, complete our online inquiry to connect with our lenders. You can also stop into your local ACBT office to speak with a lender directly.
Commercial Inquiry 


Revolving Line of Credit

Maintain flexibility in your business finances with a revolving line of credit that’s there when you need it. Cover short-term expenses, manage cash flow gaps, or take advantage of new opportunities without reapplying each time.

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Term Loans

Finance larger investments with a structured loan designed for predictable repayment over time. Whether you’re purchasing equipment or funding expansion, term loans provide the capital you need with clear terms. Explore how a term loan can support your long-term business goals.

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Construction Loans

Turn your vision into reality with financing built specifically for construction projects. From ground-up builds to major renovations, these loans are structured to align with your project timeline. Learn more about how construction financing can support your next development.

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Commercial Real Estate Loans

Invest in property that supports your business growth with commercial real estate financing. Whether you’re purchasing, refinancing, or expanding your space, these loans are tailored to your needs. Discover how the right financing can help you build equity while growing your business footprint.

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SBA Loans

Access flexible financing backed by SBA programs designed to support small business success. With competitive terms and lower down payment options, SBA loans can help you start, grow, or stabilize your business. Click to see how SBA financing can open new opportunities for your business.

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