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Saturday Closure Alert

Effective August 3, 2024, our Huntley and McHenry locations will be closed on Saturdays. Deposits may still be made via the night drop. Saturday drive-up service is available at our Crystal Lake and Woodstock banks from 8:30 a.m. - noon.

Remote Deposit

Deposit Checks Without Leaving Your Office

Remote Deposit allows you to deposit checks virtually without driving to the bank. Simply use your mobile phone or our desktop scanner to securely submit checks to American Community Bank & Trust.

Enjoy More Banking Convenience

  • Deposit checks right from your desktop or mobile phone

  • Eliminate daily trips to the bank

  • Automate the process of preparing deposit tickets
  • Improve posting accuracy
  • Centralize deposits from several locations with one financial institution
remote deposit

Enjoy the Benefits of Accelerated Clearing

  • Speed up the availability of funds

  • Improve cash flow


We offer three solutions to suit your business needs:

Product

Features

Designed For

Remote Deposit Capture
  • Batch or single scan checks from your home or office using our desktop scanner
  • Multi-feed scanners available
  • Automated or manual balancing and MICR line repair option
  • Customized reporting
  • Give users access to this app without authorizing access to accounts
Businesses that receive a high volume of check payments and require robust  reporting features. Businesses who prefer the option of merchant side balancing.
mRDC (Mobile Remote Deposit Capture)
  • Batch or single scan checks from our dedicated Remote Deposit app using the camera on your mobile device
  • Automated balancing and MICR line repair function
  • Give users access to this app without authorizing access to accounts
Businesses that make frequent deposits, or want to assign multi-user access to deposit checks, from the convenience of a mobile device.
Business Mobile Banking App
  • Deposit checks from our dedicated business online banking app using the camera on your mobile device
  • Deposit one check at a time with standard mobile deposit
  • Free with a commercial or business checking account
  • Give users access to this app without authorizing access to accounts
Small businesses that have a low volume of checks and do not have the need for multiple users or reporting capabilities.

Your American Community Bank & Trust Commercial Treasury Management team will be happy to demonstrate how Remote Deposit Capture works and tell you more.

Where Business Banks

Since 2000, American Community Bank has been dedicated to helping businesses in Northeast Illinois grow and thrive. We pride ourselves on being more responsive, agile, flexible, and attentive than the bigger banks. Your American Community Bank & Trust Commercial Banker will be happy to demonstrate how Remote Deposit for business works and tell you more. To learn more about business Remote Deposit, contact our Treasury Management team!