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Loan Solutions

A personal loan from American Community Bank & Trust can make a dream come true. Whether you are looking for a new home, remodeling your present home or buying a new car, we can help. We offer fast approvals, attractive rates and personalized service to help you through the process. Contact one of our Relationship Bankers to discuss your credit needs.

Loan Type


Personal Loans
  • Unsecured
  • Ideal option for short-term financial needs
  • Loan amounts typically less than $10,000
Auto Loans
  • Competitive interest rates and terms 
  • Available for new and used vehicles
Overdraft Protection
  • Available on personal checking accounts
  • Eliminates expense and inconvenience of overdrafts
  • Automatic transfers from your overdraft line to your checking account
Fixed Rate Home Equity Loans
  • The equity in your home provides the borrowing power
  • Can be used for home improvements, a vacation, or 
    consolidating high-rate credit card debt
  • Fixed payment and fixed interest rate for peace of mind
Home Equity Lines of Credit
  • Funds are available whenever you need them 
  • Eliminates reapplying each time you 
    need extra cash
  • Easy as writing a check
Residential Home Mortgages
  • Several mortgage options available tailored to your financial needs
  • Mortgage specialists will assist you through the entire process
  • Variable interest rate—payment varies based on balance

Contact us to learn more.