Leadership

Executive Leadership
Andy Hartlieb

Chief Executive Officer

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Andy Hartlieb
Andy Hartlieb is Chief Executive Officer of American Community Bank & Trust. He was an organizer of the bank and served as President since its inception in 1999 through 2019. Born and raised in Woodstock, he attended Marian Central Catholic High School. In addition to his Bachelor of Business Administration Degree from the University of Wisconsin Madison with a double major in Finance and Marketing, he is also a graduate of the University of Wisconsin Graduate School of Banking. He is a founder, vice president and current board member of the Gavers Community Cancer Foundation, a non-profit organization focused on cancer research, screenings, and awareness. Andy also serves at St. Mary Parish with the Youth Ministry team.
Rick Francois

President

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Rick Francois
Rick Francois is co-founder of American Community Bank & Trust where he serves as President and Chief Credit Officer. He has over 25 years of banking experience with a focus on serving privately held and family-owned businesses in Chicagoland. Rick is a native of Dubuque, Iowa and graduated with High Distinction from The University of Iowa with a Bachelor of Business Administration Degree with a major in Finance. Rick has been active in the community through board positions and volunteer roles including The Church of Holy Apostles, Illinois Bankers Association, Woodstock Economic Development Commission, United Way of McHenry County, Independence Health & Therapy, Veteran’s Salute and Gavers Community Cancer Foundation.