Savings Solutions Built for Business Owners
Choosing the right savings account is an essential part of building a strong financial future for your business. At American Community Bank & Trust, our commercial savings and money market accounts are designed to help you set aside funds, earn interest, and maintain the flexibility you need to manage your cash flow. Whether you’re looking for a simple way to grow your reserves or a higher-yield option for larger balances, we offer solutions that align with your business goals and financial strategy. If you're ready to open a commercial savings account at American Community Bank & Trust, please contact our business banking team.
Commercial Savings Account Inquiry
Compare Your Commercial Savings Options
Account Features | Business Savings | Business Money Market |
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Who This Account is For | Business owners looking for a traditional commercial savings account with a low balance requirement to earn interest. | Business owners who can maintain a higher daily balance and want to take advantage of tiered interest rates when they can keep a higher account balance. |
Interest | Interest is paid quarterly | Interest is paid monthly. Here are the interest tiers:
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Minimum Balance to Obtain Interest | $500 minimum collected balance | $1,000 minimum collected balance |
Maintenance Fee | $10/quarter | $11/month |
Balance Needed to Avoid Maintenance Fee | $500 | $2,500 |
Per Item Fee | None |
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eStatements | Free - 18 months of online history | Free - 18 months of online history |
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