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Debit Cards

Each of our checking accounts comes with an American Community Bank & Trust debit card so you may easily make purchases in-person or online. Funds are debited directly from your account. If you prefer to carry cash, your debit card can be used at any one of our ATMs



uChoose Rewards®

If you are a current debit card holder, start earning free rewards by enrolling in uChoose Rewards.

  • Earn 1 point for every $2 spent via signature transaction, or online, at a uChoose retailer
  • Redeem points online for gift cards, merchandise, events, and experiences
  • Points are valid for 2 years

Read the uChoose Rewards FAQ

Sign in or enroll


Digital Wallet

Make purchases without having to carry cash or physical cards by adding your American Community Bank & Trust debit card to the digital wallet app on your mobile device.

Learn More


Safer Spending With Card Control

ACBT Card Control helps you manage your debit card usage and your spending.  You can instantly lock cards if they go missing, and unlock them when they are found, set transaction and budgeting limits, stay notified of real-time purchases, and establish parental controls.  Play it safe with your debit card.  Learn more! 

More Fraud Prevention Tips