Make Purchases Simple and Secure
Debit cards make purchasing simple and more secure. Your American Community Bank & Trust debit card allows you to make purchases in person or online anywhere Visa is accepted. When you make a purchase, funds are taken directly from your checking account. Debit cards are safer and more secure than carrying cash and we offer tools to help keep you in full control of your cards. If you're ready to embrace convenience and security when making purchases, contact our team.
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Key Components of ACBT Debit Cards
uChoose Rewards®
You could be earning rewards every time you use your debit card. With uChoose Rewards, you earn 1 point for every $2 spent with:
- Signature transactions
- Online purchases
- Purchases with a uChoose Rewards retailer
Points are valid for two years. You can track your points and redeem your points via the uChoose Rewards website.
uChoose Rewards Enrollment/LoginDigital Wallet Services
You don't need to physically carry your debit card to use it to make purchases. You can add your ACBT debit card to your device's mobile wallet feature. Once loaded, you can use your phone to make purchases online or in person with any retailer that accepts contactless payments. Look for this symbol:
Simply tap your card on the POS terminal, and the payment is made. Currently, your debit card can be added to Apple Pay, Google Pay and Samsung Pay. Choose your provider to learn more about each payment service.

Card Management Tools
You can now take full control of your debit card when using the American Community Bank & Trust mobile banking app. With our app's Card Management features, you're able to:
- Instantly lock cards if they go missing and unlock them when they are found
- Increase safety by turning cards “off” when they aren’t in use
- Establish parental controls to keep tabs on your child’s debit card
- Set transaction controls by budget, category and location
- Stay notified with real-time purchase alerts and set spending thresholds for spending categories by merchant type
- Review your spending by checking account balance and recent transaction history
Download our mobile banking app from your app store to start using our card management tools.

*Message and data rates from your mobile carrier may apply.
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Report a Lost or Stolen Card
To report a lost or stolen card, or if you believe there has been unauthorized activity on your account, please call Card Services at 800-472-3272.