Mark Trivellini
EVP Commercial Banking
Location: American Community Bank & Trust, Crystal Lake
Phone: (815) 363-4813
Mark Trivellini
“I’m lucky that I can work for an organization that allows me the entrepreneurial freedom to support my clients in unique ways. It’s never a cookie-cutter approach. I always think about my clients as if it’s my own business.”
Three words that describe me:
Passionate, caring and loyal
I'm passionate about:
Giving back. I have been involved in many community organizations over the years, including vice president of the Board of Options and Advocacy, Leadership of the Greater McHenry County, Crystal Lake and McHenry Chambers of Commerce, Wehde Early Childhood Center, and numerous youth sports organizations.
My education:
A bachelor’s degree in finance from Roosevelt University, an MBA in finance and accounting from Webster University, and the daily inspiration I receive from my wife and two sons.
A fun fact:
I’m an avid Chicago sports fan. If I wasn’t a commercial banker, I would want to be coaching sports full time.
Let's Work Together:
Twenty years in banking. Whatever I do, I give it my all. I want to see this translate to my clients so they can realize their dreams of becoming a successful business owner. As a trusted advisor, I give 110%.
Let’s talk!
Michael Bagley
EVP Commercial Banking
Location: American Community Bank & Trust, Arlington Heights
Phone: (847) 354-6210
Michael Bagley
“Good people are the basis for good works. I’m very lucky to work with some of the best people in the industry and also have the opportunity to develop the next generation of commercial bankers in the Chicago market.”
Three words that describe me:
Honest, trustworthy and relatable
Let's work together:
After 35 years in banking, I’m a good listener. In order to help a company grow, and manage my clients’ expectations, I have to listen. I want to know how they started, what their pain points are, and what their goals are. Ideally, over time, I become a trusted advisor.
I’m passionate about:
Investing my time on things that matter. Serving on the board of the Chicago Coalition for the Homeless and Heartland Housing both great investments of my time! Continuing to focus on building relationships with middle market business owners is also a great investment of my time. And, of course, my family is a very enjoyable investment of my time.
My education:
A bachelor’s degree in finance from University of Illinois at Urbana-Champaign and an MBA from DePaul University.
An aspiration:
Learning tennis.
Let’s talk!
Steve Davis
EVP Commercial Banking
Location: American Community Bank & Trust, Oakbrook Terrace
Phone: (630) 661-8596
Steve Davis
Work hard, have integrity, and the rest will take care of itself"
Three words that describe me:
Passionate, caring and trustworthy
I'm passionate about:
Helping those that are less fortunate. Goal is always to do a little more each year.
My education:
A bachelor’s degree in finance from Southern Illinois University, Carbondale.
A daily habit I practice:
Waking up and being thankful for the blessings I have.
Let's Work Together:
With over 30 years of experience in the banking industry, I love helping good, honest, hardworking people build their businesses and living vicariously through their success. I also enjoy the close personal relationships I build with many of my clients, sharing the good times and getting through the hard times. For me, it is all about the people.
Let’s talk!
Rick M. Zonts
EVP Commercial Banking
Location: American Community Bank & Trust, Fox Valley
Phone: (630) 485-8079
Rick M. Zonts
"Work ahead, stay ahead, and win your at-bat." It's applicable in baseball and in life.
Three words that describe me:
Advocate, passionate, and diligent
Let's work together:
The most rewarding part of what I do is building relationships with entrepreneurs and learning their backgrounds and their "why." I am inspired by the entrepreneurial spirit and determination of small business owners and enjoy helping them navigate challenges, pursue opportunities, and achieve their goals.
I’m passionate about:
The Boys & Girls Club of North Central Illinois holds a special place in my heart. The youth in our communities deserve advocates, and I'm proud to support an organization that helps young people build confidence and create opportunities for their future.
An aspiration:
I would love to learn how to play the guitar.
A fun fact:
My first paying job was as a cashier and sales representative at J.C. Penney. I'm also a lifelong Chicago Cubs fan.
Let’s talk!
Matt Horist
SVP Commercial Banking
Location: American Community Bank & Trust, Crystal Lake
Phone: (815) 479-5351
Matt Horist
“It’s very rewarding to stay in touch with the professional contacts that I have developed over the years. I get to celebrate their successes along the way, and if I’m lucky, many turn into lifelong personal friends.”
Three words that describe me:
Caring, determined and dependable
My talents:
Twenty-two years in banking with a specialty in SBA lending solutions.
I’m passionate about:
My community. My first paying job was a caddie at Crystal Lake Country Club and life in this community grew from there. My wife teaches in the area and we have three daughters attending school locally. I’ve enjoyed giving back to the community by serving on the Board of Directors for the Crystal Lake Chamber of Commerce and the Rotary Club of Crystal Lake Dawn Breakers.
I recommend:
Reading any book by Lee Child.
Words to live by:
“You miss 100% of the shots you don’t take.” I can confidently apply my many years of commercial lending experience to unique situations, work diligently through the process, and make sure that the solution is the right one for my client’s future success.
Let’s talk!
Jen Wagner
SVP Commercial Banking
Location: American Community Bank & Trust, Crystal Lake
Brandon Bauer
SVP Commercial Banking
Location: American Community Bank & Trust, Huntley
Phone: (815) 334-7281
Justin Luppino
SVP Commercial Banking
Location: American Community Bank & Trust, Huntley
Phone: (815) 334-7289
Mike Azzaro
VP Commercial Banking
Location: American Community Bank & Trust, Crystal Lake
Phone: (847) 354-6211
Mike Azzaro
"Banking is more than a transaction. It is a long-term partnership built on trust, communication, and a deep understanding of each client's story."
Three words that describe me:
Relationship-driven, responsive, and invested
Let's work together:
I take a relationship-driven approach to commercial banking by first learning a business's history, milestones, day-to-day cash flow needs, and plans for growth. Clients can expect a responsive partner who stays engaged throughout the relationship, helps structure practical financial solutions, and connects them with trusted advisors and industry resources when helpful.
My goal is to understand the full story behind the numbers and remain invested in each client's long-term success.
I’m passionate about:
My family and community are important to me. I enjoy spending time outdoors running, biking, and hiking, as well as cooking and traveling.
My education:
University of Illinois Urbana-Champaign
An aspiration:
To continue learning from business owners and become an even more informed and effective banking partner.
A fun fact:
I am a lifelong Chicagoland resident who enjoys exploring the outdoors on foot or by bike.
Let’s talk!
Jeff Armstrong
SVP Commercial Banking
Location: American Community Bank & Trust, Arlington Heights
Phone: (847) 354-6217
Jeff Armstrong
"Luck is a dividend of sweat. The more you sweat, the luckier you get."
– Ray Kroc
Three words that describe me:
Honest, loyal, and empathetic
Let's work together:
During the past 30 years, I have been fortunate to gain career experiences that have positioned me to relate to the challenges and opportunities my clients face. Whether it's introducing a potential business partner or providing a complex credit solution, my goal is to help companies achieve growth and success.
I’m passionate about:
Of course, my family. I am also passionate about serving those in need. Currently, I am honored to serve on the Komen Leadership Council, Chicago's local board supporting Susan G. Komen, the nation's leading breast cancer organization.
My education:
Bachelor's degree from Indiana University and an MBA from DePaul University. I also strive to be an ongoing student of my profession and embrace kaizen, the philosophy of continuous improvement.
A fun fact:
I am a third-generation banker and a third-generation Indiana University alumnus. Go Hoosiers!
Let’s talk!
Chuck Gitles
VP Commercial Banking
Location: American Community Bank & Trust, Arlington Heights
Phone: (847) 354-6208
Chuck Gitles
“Your representative owes you, not his industry only, but his judgement; and he betrays you instead of serving you if he sacrifices it to your opinion.”
— Edmund Burke
Three words that describe me:
Teammate, approachable, and authentic
Let's work together:
Clients like working with me because they know I’m reachable and will always try to provide a consultative approach to their needs. While the goal is to get to yes, when the answer is no, my clients will understand why the answer is what it is. That builds trust, and trust builds long-term relationships.
I’m passionate about:
Education and serving the community. I spent 16 years as a local elected official. It’s something that more people should do. Service and involvement create understanding.
My education:
University of Iowa alumnus and earned an MBA from DePaul University.
An aspiration:
Walk on the moon.
A fun fact:
Would love to produce a movie one day.
Let’s talk!
Chris Truax
VP Commercial Banking
Location: American Community Bank & Trust, Arlington Heights
Phone: (847) 268-3506
Cam McGlynn
VP Commercial Banking
Location: American Community Bank & Trust, Arlington Heights
Phone: (847) 354-6213
Cam McGlynn
"You can't have people listen to you unless you come to their world and then bring them to yours."
– Kendrick Lamar
Three words that describe me:
Determined, loyal, and thoughtful
Let's work together:
I have been in banking since 2015. I work for the best bank in the Chicagoland area. I wouldn't be able to accomplish anything without this amazing and dedicated team.
My clients give me a closing date and know they don't have to worry about whether funding will be ready. They call me at 7:00 p.m. knowing that I will always make time for them. They bring me complex problems knowing that I will develop thoughtful, creative solutions because I enjoy finding a way over, through, or around a challenging obstacle.
I’m passionate about:
My wife and two sons, who are both under the age of three, are my greatest passions. When I find a free minute, which is rare, I enjoy playing guitar and video games. I also love movies, especially those directed by the Coen Brothers, and I enjoy studying economic trends and the stock market.
I am also involved with PEAK, a scholarship and mentorship program that helps underprivileged high school students in Chicago.
My education:
Bachelor's degree in business administration and finance from Illinois Wesleyan University in Bloomington, Illinois
An aspiration:
I plan to continue my education and earn professional certifications in the finance and accounting fields.
A fun fact:
My favorite jellybean flavor is black.
Let’s talk!
Todd Jobes
VP Commercial Banking
Location: American Community Bank & Trust, Arlington Heights
Phone: (847) 354-6218
Todd Jobes
"I believe banking starts with listening. The best solutions come from understanding a client's goals, challenges, and vision for the future."
Three words that describe me:
Trustworthy. Strategic. Dedicated.
Let's work together:
Business owners and commercial clients choose to work with me because I focus on understanding what matters most to them. I take a relationship-based approach, helping clients navigate financing decisions, cash flow needs, growth opportunities, and long-term planning. Clients can expect honest communication, responsiveness, and practical advice tailored to their unique situations. My goal is to be a trusted resource who helps businesses make confident financial decisions.
I’m passionate about:
I'm passionate about supporting local businesses and strengthening the communities they serve. I enjoy building meaningful relationships, mentoring others, and spending time with family and friends. I believe strong communities are built through leadership, service, and helping others succeed.
My education:
A bachelor's degree in general management and MBA in Finance from University of Memphis
An aspiration:
To be known for delivering practical advice and exceptional service.
A fun fact:
I played college football and got married when I was 21. One taught me teamwork, and the other taught me patience.
Let’s talk!
Joe Strejc
SVP Commercial Banking
Location: American Community Bank & Trust, Oakbrook Terrace
Phone: (630) 895-4295
Joe Strejc
"Treat others the way you want to be treated."
Three words that describe me:
Empathetic, honest, and trustworthy
Let's work together:
After 25 years in banking, I've come to truly value the relationships I've built along the way. Many of those relationships have grown into something much more meaningful. They've become like family.
I feel a genuine sense of responsibility and ownership in their success. When the people and businesses I work with succeed, they're able to continue providing opportunities and supporting the many families who depend on them.
That's what makes this work so rewarding for me. It's not just about the business. It's about the people, the relationships, and knowing that the work we do together can have a lasting impact.
I’m passionate about:
Coaching youth baseball at all ages. I've been coaching for the past 10 years and had the privilege of coaching my son's travel baseball team from 9U through 16U.
Now, I enjoy sharing my experiences, helping young athletes grow, and reminding them that sports are meant to be fun. Most importantly, I want them to believe in themselves and never let anyone tell them what they can or cannot do.
My education:
Bachelor's degree from the University of St. Francis
A fun fact:
As a junior in high school, I received a prospect letter from the Detroit Tigers.
Let’s talk!
Brian Kern
SVP Commercial Banking
Location: American Community Bank & Trust, Oakbrook Terrace
Brian Kern
"Treat others how you want to be treated."
Three words that describe me:
Trusted, Accessible, Resourceful
Let's work together:
A client would choose to work with me because I make sure to understand the business and the numbers. I have spent my entire career working primarily with privately held, lower middle market manufacturers and therefore have a wide range of experience with the opportunities and challenges owners face in the industry.
I also possess a strong sense of what is achievable, having spent a considerable amount of time on the credit side. I am willing to come up with outside-the-box structures that address the risks while accomplishing the client's objectives.
I’m passionate about:
Helping the next generation recognize and pursue manufacturing as a sustainable career path through my involvement with the Technology and Manufacturing Association and its TMA Education Foundation. I am also passionate about workforce development and retraining through my involvement with the Jane Addams Resource Center.
Personally, I enjoy watching my son play hockey, soccer, and basketball.
My education:
Finance degree from Western Illinois University with a Graduate Certificate in Accounting from Keller Graduate School. I am also a licensed CPA in the State of Illinois.
An aspiration:
I aspire to continuously adapt and learn emerging technology, including artificial intelligence and quantum computing.
A fun fact:
I am an avid golfer who enjoys playing new courses.
Let’s talk!
Adam Hogan
VP Commercial Banking
Location: American Community Bank & Trust, Fox Valley
Phone: (847) 354-6215
Adam Hogan
"Treat every client as if they're my only one."
Three words that describe me:
Honest, loyal, and dependable
Let's work together:
I work hard for my clients. I keep lines of communication open, guide them through every step of the process, and strive to provide the level of service they deserve.
I’m passionate about:
My number one passion is my family. Everything I do is for them.
Personally, I'm passionate about music and am an avid concertgoer. Professionally, I am involved with three organizations that I care deeply about: Food for Greater Elgin, where I serve as Board Treasurer; Alignment Collaborative for Education, where I also serve as Board Treasurer; and the St. Charles Chamber of Commerce, where I serve on the Board of Directors.
My education:
Bachelor of Arts in Economics from the University of Illinois Urbana-Champaign
A fun fact:
I was born in Phoenix, Arizona, and lived there until I was nine years old.
Let’s talk!
Monique Mahon
Business Banking Relationship Manager
NMLS: #1608495
Location: American Community Bank & Trust, Huntley
Phone: (847) 669-7288
Bill Kornit
Commercial Banking Officer
Location: American Community Bank & Trust, McHenry
Colleen Williams
Vice President / CBA Team Lead
NMLS: 710492
Location: American Community Bank & Trust, Arlington Heights
Phone: (847) 354-6212
Kelley Sommerville
AVP Treasury Management / Commercial Banking Associate
Location: American Community Bank & Trust, Oakbrook Terrace
Phone: (630) 895-4281
Kelley Sommerville
“A journey of a thousand miles begins with a single step.”
— Lao Tzu
Three words that describe me:
Analytical, loyal, and optimistic
Let's work together:
I enjoy helping people solve problems and finding solutions that make their businesses more efficient and successful. Clients can expect a responsive, dependable partner who takes the time to understand their unique needs and challenges. My approach is focused on listening, collaborating, and delivering practical treasury and banking solutions that create value. By building strong relationships and providing personalized support, I help clients navigate obstacles, improve processes, and achieve their financial goals with confidence.
I’m passionate about:
I am passionate about my family. They are my foundation, my motivation, and my greatest source of happiness, inspiring me every day to be the best version of myself.
My education:
Bachelor's degree in Math-Economics from Colorado College
An aspiration:
Something I continue to work on is mindfulness, reminding myself to stay present, appreciate each moment, and focus on what truly matters rather than constantly looking ahead.
Let’s talk!
Gail Beyer
AVP, Commercial Banking Associate
Location: American Community Bank & Trust, Crystal Lake
Phone: (815) 526-4888
Alyssa Misura
Commercial Banking Associate
Location: American Community Bank & Trust, Crystal Lake
Phone: (815) 479-5361
Alyssa Misura
"People may forget what you said or did, but they will remember how you made them feel."
Three words that describe me:
Organized, Compassionate, and Trustworthy
Let's work together:
I work collaboratively with my partners to ensure clients receive exceptional service, offering thoughtful guidance and consistent support from start to finish. My approach emphasizes organization, clarity, and efficient execution to deliver a seamless client experience.
I’m passionate about:
I am passionate about my family and prioritize a healthy work-life balance to ensure I can be fully present for them while maintaining a commitment to excellence in my professional responsibilities.
My education:
Certificate in Financial Management, an associate's degree in business administration, and a bachelor's degree in organizational leadership.
An aspiration:
I aspire to become a master gardener.
Let’s talk!
Matt Hamilton
Commercial Banking Associate
Location: American Community Bank & Trust, Crystal Lake
Phone: (815) 334-3583
Aubrey Marvel
Commercial Banking Associate
Location: American Community Bank & Trust, Fox Valley
Phone: (815) 479-5365