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Saturday Closure Alert

Effective August 3, 2024, our Huntley and McHenry locations will be closed on Saturdays. Deposits may still be made via the night drop. Saturday drive-up service is available at our Crystal Lake and Woodstock banks from 8:30 a.m. - noon.

Card Valet

With Card Valet®, you can keep an eye on your money wherever you are. 

Card Valet® is a free mobile app that alerts you when, where, and how your American Community Bank & Trust debit card is used.

Better Security 

  • Instantly lock cards if they go missing and unlock them when they are found
  • Increase safety by turning cards “off” when they aren’t in use

Dynamic Budgeting 

  • Set transaction controls by budget, category and location
  • Stay notified with real-time purchase alerts and set spending thresholds for spending categories by merchant type 
  • Review your spending by checking account balance and recent transaction history

Make Company Debit Card Management Easier

  • Use transaction controls by merchant code or location
  • Set spending limits by employee
  • Enjoy real-time account balance and transaction history review 

Don’t have our mobile app? Download it for free:

Apple Store Button    Google Play button

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