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Beware of Fraudulent Phone Calls

We have been alerted of an increase in fraudulent phone calls impersonating ACBT. We will never call you asking for your personal information. When in doubt, reach out to your dedicated banker.

Rick M. Zonts

Rick M. Zonts

EVP, Commercial Banking Division Head

Michael Azzaro

“Work ahead, stay ahead, and win your at-bat”

Three words that describe me:
Advocate.  Passionate.  Diligent.

My education:
A Bachelor’s degree from Northern Illinois University.

Words to live by:
Anticipate challenges and obstacles, and be ready with the solutions when those challenges arrive. Folks will remember that you were part of the solution.

Organizational Involvement:
I am a Founding Member of the Fox River Business Alliance and serve on the Boys & Girls Club of North Central Illinois Board of Governors.  The youth in our communities need advocates!

I recommend:
The “Conan O’Brien Needs a Friend” podcast. It’s great for a laugh and stress release.

Let's Work Together:
Throughout my 25+ years in banking, I have found joy in building relationships with entrepreneurs and learning what makes them tick. The entrepreneurial spirit and drive of our clients inspires me.

Let’s talk!

Email Rick   (630)485-8079