Support Your Employees’ Future While Strengthening Your Business
Offering retirement and financial planning solutions is a powerful way to invest in your employees while building long-term stability for your business. At American Community Bank & Trust, our Commercial Retirement Services are designed to help you create a competitive benefits package that supports employee financial wellness, improves retention, and aligns with your business goals. From foundational retirement accounts to advanced planning strategies, our team provides flexible solutions tailored to your workforce and long-term vision. If you're interested in learning more about our retirement account and service offerings, please connect with our business banking team.
Our Retirement Account and Service Offerings
Traditional IRA
A tax-advantaged retirement option that allows employees to make potentially deductible contributions while earnings grow tax-deferred until retirement.
Roth IRA
Funded with after-tax dollars, Roth IRAs allow employees to benefit from tax-free growth and tax-free qualified withdrawals in retirement.
SEP IRA
Designed for small businesses and self-employed individuals, SEP IRAs provide a simple way for employers to contribute toward employee retirement savings.