ONLINE STOP PAYMENT ON A CHECK
You may request stop payment service for a check that has not already been accepted by American Community Bank & Trust for processing. Please be sure to review your Account Transactions to determine if your check has cleared before submitting a request. The bank must receive the stop payment order in time to allow the institution a reasonable opportunity to act on it. The stop payment daily online deadline is 6:00pm central time.
WHAT INFORMATION DO I NEED TO PROVIDE THE BANK?
WHAT IF I DO NOT HAVE ALL OF THE NECESSARY INFORMATION?
The Bank will honor only the exact information given to us; otherwise the Bank is not responsible. Please contact the Bank if you are unsure of any of the information.
HOW LONG IS MY STOP PAYMENT EFFECTIVE?
Upon your accepted request, a stop payment order will be in effect for six (6) months.
IS THERE A FEE FOR THIS SERVICE?
Yes - a fee of $25.00 will be charged to your account.
WHAT IF MY ITEM IS AN ACH OR AUTOMATIC PAYMENT?
Online Stop Payments are only accepted for paper checks. For assistance in placing a stop payment on an automatic payment or ACH item please contact the bank at (815)338-2300.
WILL I RECEIVE A CONFIRMATION?
Yes - please be sure to review for correct information.
For further information regarding stop payment bank and customer responsibilities, please refer to the ELECTRONIC SERVICES AGREEMENTS & DISCLOSURES or contact a bank representative.