American Community Bank

With a Health Savings Account (HSA) you can save for medical expenses tax free.* Think of it as an IRA for offsetting qualified medical expenses because all contributions and withdrawals are tax free.* If you are an employer, or an employee, with a high deductible health plan you may qualify. Talk with your American Community Bank & Trust relationship banker for more information on how you can cut your healthcare costs by using pre-tax dollars and gain more control over how you spend and invest your medical funds.

Health Savings Choice Checking

All the features of our Choice Checking with the added benefit of automated tax reporting

  • Free Online Banking with Bill Pay
  • Free Mobile Banking
  • Monthly eStatements for detailed record keeping
  • Enjoy the convenience of a debit card, an easy way to pay for qualified medical expenses wherever VISA is accepted**
  • Take advantage of unlimited check writing for qualified medical expenses

* Subject to IRS Rules & Regulations. ** Limits apply.

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