American Community Bank

Customized with your needs in mind, two distinct accounts are available, Choice Checking and our full-featured Sterling Privileges. Talk with a relationship banker to decide which checking plan is best for you.

Account Features Choice Checking Sterling Privileges
Opening Balance Requirement $100
Minimum balance to
obtain interest
$1,500 in the account each day Paid Monthly on average daily balance.
Minimum balance to
avoid monthly fee
None Average daily combined relationship balance of $15,000 or more. Fall below fee $20.
Debit Card FREE
Earn reward points with debit card purchases.
Earn reward points with debit card purchases.
Rebate on all foreign ATM fees.
Online Banking and
Bill Pay
Online eStatements FREE – 18 months of online history
FREE – 18 months of online history
Online Check Images FREE FREE
Monthly Statement
$5 per month - $10 per month with check images FREE
Check Limitations Unlimited Unlimited
Checks Cost varies Free initial order of 150 checks. 50% off subsequent check orders.
Safe Deposit Box Annual fee FREE 3” x 5” or $30 credit
Cashier's Check $5.00 FREE
Money Order $5.00 FREE
Travelers Checks
- One Signature
1% per $100 FREE

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