American Community Bank

Our premium service includes these additional convenient ways to conduct your financial transactions with us.

American Community Bank & Trust Credit Card

Learn more about or apply here for an American Community Bank & Trust Visa Consumer Credit Card or an American Community Bank & Trust Visa Business Credit Card.

American Community Bank & Trust Debit Cards

Business Debit Card: A card for our business clients that provides a convenient way to manage daily
business expenses.
Personal Debit Card: A card for personal accounts that simplifies your everyday purchasing and payment needs.
Health Savings Debit Card: An easy way to pay for your health related expenses.

Lost or Stolen Card

Please contact American Community Bank & Trust at 815-338-2300. If calling after bank hours, please call 800-554-8969.

To Activate and PIN Your New Debit Card or To Change Your Existing PIN

Please call 1-800-567-3451. Available 24 hours a day - 7 days a week.

UChoose Rewards®

Earn a bonus when you buy the things you need everyday. Earn 1 point for every $2 you spend in qualified purchases every time you shop. You earn points for any posted signature-based purchase, internet purchase, phone or mail-order purchase which is processed through the Visa U.S.A. payment system. Membership in UChoose Rewards® is free for American Community Bank & Trust Visa® Check/Debit Cardholders, so start shopping and earning today! To view your accumulated points, please visit

Verified by VISA

The Security and Privacy of your payments are important. Protect your card with your own personal password
so only you can purchase with it online. It is easy, safe, and free of charge. Click here to register.

Reorder Checks Online

Easy and convenient self-service check reordering - open 24/7.  Click here to order:

Night Depository Service

Available 24 hours a day. Click here for locations. These secured depositories are located in drive thru lanes at all of our banks.

ATM Locations

Available 24 hours a day. Click here for locations.

Gift Cards

Available at all of our bank locations. There is a $5.00 fee for a card in any denomination.

Safe Deposit Boxes

Click here for sizes and more information.

Stop Payment

Learn more about your stop payment options click above.



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