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Beware of Fraudulent Phone Calls

We have been alerted of an increase in fraudulent phone calls impersonating ACBT. We will never call you asking for your personal information. When in doubt, reach out to your dedicated banker.

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Commercial
Banking


At American Community Bank and Trust, we strive to make banking easy. A relationship with us means access to decision makers, creative solutions to meet your unique business needs, and personal attention you won’t get from other banks.

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Treasury
Management


We know how important it is to have a financial partner who understands your business. We offer payment collection and processing, along with a full range of treasury management services so you can effectively manage cash flow.

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Where Business Banks

American Community Bank & Trust was founded in 2000 by a group of local business leaders. As a privately held company with a focus on commercial banking, the bank's success is built on developing long-term relationships with businesses, investors, and their families.

Our story

"You change lives! By believing in our dreams and willing to support us, [we] were able to build our dream. You made the process seamless and kept us at ease of the process of building a business. Everyone is always friendly and positive. Happy 25th Anniversary!"

Mary

"As a small business owner, I truly understand the importance of  knowing your customers and understanding their needs. ACBT demonstrates their understanding of small business[es] and our unique needs. The professionalism combined with the personal touch that ACBT has is something that is rare to find in today's environment."

Frank

"I have been a customer of ACBT for a number of years. All of my dealings with your bank have been very good and I am well pleased with the service and expertise that your employees use to deal with customers. It is the personal dealings with all of your employees that confirm that it was a smart choice to use American Community Bank & Trust as my personal bank and a smart choice for the organizations, too."

Critchell

"Friendly, courteous service. The staff goes out of their way to help with whatever issues we have."

Michael

"Wouldn't go to any other bank. Been there from the start! Service is excellent."

Anonymous

"I can't express enough how impressed I have been with [ACBT]! Starting our business 10 years ago was made so much easier. I love the small town feel of this bank. Everyone has been amazing."

Renee

"For the 11 years that we have been working with the bank, never have I felt “left out”. Whenever there has been a banking issue, they have always been able to provide us with excellent products and services."

Guido

"Always the best of service with the friendliest of people. I am so proud of all that has been accomplished and being part of the founding American Community Bank & Trust! Congratulations to all!"

John

"This is the best bank. Great customer service. [ACBT is the] best bank for me."

Sam

"ACBT's response time from all of their employees is top notch. I can reach out and have a response in 30 minutes."

Anthony

"The staff is very capable and courteous, and even the president has a Huntley hello."

Donny

"What a lovely bank. Personable, happy, and it's a pleasure to do business with you."

Anonymous

"Thank you, ACBT, for always providing truly exceptional service and ensuring the best experience for us."

Mark

"You guys rock! Thanks for the great service!"

Renee

"I've worked with American Community Bank for many years, largely representing them on land dispositions. I've had the pleasure of watching the bank deal with that and facilitating the deals. We've basically sold everything that I've worked on. On top of that, there's the lending side – they've been able to work with our people, [are] very responsive, they know what they're doing, [and our] clients like them. The deals we put together are a win-win for everybody."

Mike

"My experience has always been 5-star. I always enjoy coming into the bank and [being] greeted by my name. The staff is friendly and have become my banking family. Thank you for providing me with such personal care!"

Pam

Mobile Banking


Instantly manage accounts, deposit checks, and transfer money right from your mobile phone or tablet. Download our app to get started!

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